Ahhh the Bank!!! Post # 5

So here’s the funny thing.  Even though I’ve been approved for a mortgage from the B.D.C. which will take a couple of weeks to get. I’ve got  a pending grant from the government I will be running short of Cash over the next couple months until Le Bon Marché starts bringing in cash. I thought the tough part was over. Ha ha ha not so. I go to my bank to ask for a credit limit hike on my P.L.C. and silly me I’m thinking I’ve been with this bank for almost 20 years, I’ve borrowed money from them 3 times and paid the loan back prior to dead line. I have an awesome credit rating including a R1. So I go in to start a business account and to ask for a L. of C. (enough to consolidate my loans and get everything into a business format as I use personal funds for bills and stuff. And the lady I dealt with was rude to say the least! Anyway after a 45min meeting we decided to go the root of applying for a credit limit raise on my existing personal one. Of coarse that’s another department. No problem, I go see this woman and she is ruder to me that the first one was. I mean are this ppl selling a service or what!!!

So she takes my info down and says I’ll call you at 10am the next morning. 10 o’clock comes and no phone call. I have a meeting at 11:30. I get out of the meeting at 13:00 and still no phone call. So I call the bank and the lady is gone for the day. I’ll have to call back on Mon.  I told the assistant this was an urgent and I needed an answer. So I’m transferred to and another women and got her call answer. She called me back at 16:00 I must admit this woman was nice. But she had told me I was declined and that was it. Not declined for the amount but we could offer you X.Y.Z. but just that I was declined and that was it. So now what to do. Believe it or not I was hurt.  I mean 20 years great credit rating and was turned down for a few thousand dollars. Loyalty means nothing I guess. So I think, lets go to another bank. But really all of the institutions are the same. But I think to myself a Credit Bureau!! they will be different. And they were. The lady I met there was albeit nice told me that it was Fri at 16:30 and kindly handed me back my business card. Awesome!!!!

These are the same ppl that will walk into my restaurant 5min before closing and expect to be treated like gods and spent $30 and hang around drinking diet pop. This where I really like Gordon and Marco. These guys have made it and tell ppl off and kick them out of there restaurants. Of coarse ppl who watch the shows say they’re ass holes and why do they have to be like that. Answer? read above.  Any way I do have a back up plan to make it through the next couple of months but sadly I need to have a bank account. But I must tell you it certainly will not be with the one I’ve had for the passed umpteen years! I know what you’re thinking. “Glenn you said yourself there all the same”.  That’s true but, the others ones treated me the same not knowing who I am. I expect more for a company I’ve had a long relationship with. I guess it’s just the satisfaction of getting them back in some way no matter how small.

 So all in all not a good day in the Le Bon Marché camp but, we will over come it. I’m to close to let it slip away. So I’ll take the weekend off have a camp fire and maybe a hot tub and come at the world Monday morning with all my might. 

P.S. I wrote this yesterday in a less than happy mood. But rather than putting something up here that I'll regret later, I saved it had a good Chat with Jake last night and feel better about it this morning. I made a few changes but, feel the blog is a good one. (I'm Sure Jake will not approve but...) I can't show only the good things about opening a restaurant. I mean if it was easy to do everyone would do it. I'm still upset at the bank. Not shocked  but upset. I guess my best revenge will be to build the best restaurant N.B. has ever seen and make a go of it. Have a good weekend everybody and we'll blog ya next week. 

Cheers

Le Commis Glenn